Bridging loans are short term loans, usually less than a year. (more…)

Charles Randall, the Financial Conduct Authority (FCA) chairman, speaking at an event organised by Reuters news agency, warned that there is a case for new regulation for financial service companies. This would make (more…)

New rules for houses of multiple occupancy (HMO) come into effect in October 2018. Currently, houses of three or more stories high and occupied by five or more people from more than one household are covered by HMO regulations. The new rules will cover houses of any height that are occupied by five or more people, not from a single household. This will mean that many more houses will be classified as HMOs.

Most HMO property will need to be licensed by the local authority, which will insist on safety measures such as (more…)

The private equity sector provides funding for businesses. To bridge the gap between an investor agreeing to funding, and the business receiving funds, some businesses are (more…)

Bitcoin was worth approximately £10,803 per piece at the beginning of January 2018. Martin Greenland, writing on the website BridgingAndCommercial.co.uk this (more…)

At the end of December 2017, the financial website ABCMoney.co.uk listed four common mistakes that people make when needing a loan.

The first mistake given is (more…)

In the November 2017 Budget, Chancellor Philip Hammond introduced several measures that affect the housing market, but some property and finance experts have argued that the Budget did not go far enough in (more…)

The Bank of England raised its base interest rate from 0.25% to 0.5% on November 2, but reactions gauged in a BridgingAndCommercial.co.uk article from this (more…)

The Financial Conduct Authority (FCA) requires all financial advisors to undertake 35 hours minimum on continuing professional development (CPD). Any person that provides financial advice including mortgage advice, and (more…)